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Online Applications:

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Deposit Solutions:

Rewards Checking

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Overdraft Coverage Line

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Services:

Overdraft Coverage

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Cash Management Services

Cash Management ExamplesFeatures

  • Automatically sweeps funds to maximize interest earnings
  • Utilizing a Repurchase Agreement† structure, swept funds purchase a fractional interest in AAA-rated bonds owned by Merchants Bank
  • The Bank repurchases the bonds the following day, paying interest on the funds at the sweep interest rate

Benefits

  • Maximize interest earnings and minimize expense by using collected funds in your checking accounts on an automated basis
  • Customized to meet your unique funds management needs
  • Investment and/or line balances may provide overdraft coverage for operating account

Several options are available

  • Repurchase Agreement Investment Sweep Program
  • Line of Credit Sweep Program
  • Multiple Sweep Program
  • Funds Concentration Services
    • Target Balance Account
    • Cash Concentration

Contact us

†Repurchase Agreements are not bank deposits, are not insured by the FDIC and are subject to investment risk, including possible loss of the principal amount invested.

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