Business Online Banking

Online business banking lets you tap into the power of online efficiency, increasing your bottom line thanks to reduced administrative costs. Online Banking lets you


• Conveniently schedule and pay bills anytime
• Set up automatic e-mail alerts for ultimate control
• Seamlessly export transactions to QuickBooks

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Remote Deposit

Depositing checks in your business account doesn't have to mean a trip to the bank – or an interruption in your workday. With our Remote Deposit service, you can deposit checks electronically from your office. 


• Easy-to-use scanner and software
• Faster availability of deposited funds and time savings
• Encrypted transmission and password-protected software

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Business Credit Card

The Business Edition® Card is a great way to track business expenses and monitor spending while receiving enhanced benefits for travel. Plus receive detailed monthly reports, which will allow you to track all business expenses associated with that card. 

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Overdraft Coverage

Protect your business reputation with Overdraft Coverage that automatically sweeps necessary funds into your account when you need them. At Merchants Bank, our Overdraft Coverage helps you avoid the embarrassment of overdrawing, as well as the high cost of overdraft fees.

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Cash Management

With our Cash Management services, we make your money grow - every day. We offer customized services to meet your specific needs, and a variety of programs, including: 


• Investment Sweep Program
• Line of Credit Sweep Program
• Multiple Sweep Program
• Funds Concentration

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Business Debit Card

With a Business Debit Card, you can make purchases anywhere that MasterCard® is accepted. Your card functions as a check. You can use it to conveniently pay your bills, such as utilities, insurance or equipment payments. 


• No annual fee
• Access to 40,000 worldwide surcharge-free ATMs
• Point-of-sale funds drawn from primary checking account
• Supports PIN-based or signature authorization

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Overdraft Assurance

When it comes to protecting your checking transactions, we've got it covered. With our Overdraft Assurance, you have the confidence of knowing most of your checking transactions will go through - even if there's a temporary negative balance in your account.

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Merchant & Payroll Services

Merchant Services and Payroll Services are two important ways that businesses can grow revenue, control costs and better manage critical human resource functions. While we do not offer those services “in-house,” we have compiled a list of leading resources for your business to include in your search.

Learn more about Merchant Services

Learn more about Payroll Services