Corporate Online Banking
- Online business banking lets you tap into the power of online efficiency, increasing your bottom line thanks to reduced administrative costs. Online Banking lets you
- Conveniently schedule and pay bills anytime
- Set up automatic e-mail alerts for ultimate control
- Seamlessly export transactions to QuickBooks
Remote Deposit
- Depositing checks in your business account doesn't have to mean a trip to the bank – or an interruption in your workday. With our Remote Deposit service, you can deposit checks electronically from your office.
- Easy-to-use scanner and software
- Faster availability of deposited funds and time savings
- Encrypted transmission and password-protected software
Overdraft Coverage
- Protect your business reputation with Overdraft Coverage that automatically sweeps necessary funds into your account when you need them. At Merchants Bank, our Overdraft Coverage helps you avoid the embarrassment of overdrawing, as well as the high cost of overdraft fees.
Cash Management
-
With our Cash Management services, we make your money grow - every day. We offer customized services to meet your specific needs, and a variety of programs, including:
- Investment Sweep Program
- Line of Credit Sweep Program
- Multiple Sweep Program
- Funds Concentration
Business Debit Card
-
With a Business Debit Card, you can make purchases anywhere that MasterCard® is accepted. Your card functions as a check. You can use it to conveniently pay your bills, such as utilities, insurance or equipment payments.
- No annual fee
- Access to 40,000 worldwide surcharge-free ATMs
- Point-of-sale funds drawn from primary checking account
- Supports PIN-based or signature authorization
Overdraft Assurance
-
When it comes to protecting your checking transactions, we've got it covered. With our Overdraft Assurance, you have the confidence of knowing most of your checking transactions will go through - even if there's a temporary negative balance in your account.
Merchant & Payroll Services
Merchant Services and Payroll Services are two important ways that businesses can grow revenue, control costs and better manage critical human resource functions. While we do not offer those services “in-house,” we have compiled a list of leading resources for your business to include in your search.
FDIC Money Smart Classes
Sign up for one of our free classes and get the knowledge you need to make smarter financial decisions.
Debit Card Convenience
Use your Debit Card to pay for groceries, gas, movie tickets and more. And Rewards Checking customers earn cash back on all Debit Card purchases. Learn more.
Bi-Weekly Mortgages
Make one half of your monthly mortgage payment every two weeks and you reduce your principal, interest paid and length of repayment. Learn more.