Flexible Certificate of Deposit

Whether you are planning for tax payments, office equipment, unexpected repairs or other business needs, our Flexible CD is a popular, easy way to save. Features include:

  • FDIC insured
  • Initial $500 deposit
  • Higher rates of return than a Money Market Account
  • Can be used to secure a Merchants Bank loan
  • A maximum aggregate balance of $250,000 per customer

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CDARS® Network CD Program

If you're looking to invest larger sums of money (not just thousands, but potentially millions of dollars) – with the protection of FDIC insurance – the CDARS® Network program may be just the tool your business needs. The program works by breaking down your investment among CDARS Network institutions, which issue CDs in smaller denominations. Those smaller CDs are eligible for FDIC insurance - and as a result, your entire investment is covered.

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