Flexible Certificate of Deposit

Our Flexible CD gives you the benefit of low-risk savings with higher returns. Plus, you can access your funds without penalties.

Whether you are planning for tax payments, office equipment, unexpected repairs or other business needs, our Flexible CD is a popular, easy way to save.

Features include:  

  • FDIC insured
  • Initial $500 deposit to open
  • Higher rates of return than a Money Market Account
  • Can be used to secure a Merchants Bank loan

Easy Access to Your Funds

  • Add or withdraw money – $250 minimum
  • Avoid penalties by making withdrawals at least seven days from the most recent deposit, withdrawal or rate change
  • Automatically deposit funds monthly, in $50 or higher increments from a Merchants Bank account with no transfer charge

Find a Location
Today's Rates

Need an easy way to invest over $250,000 and still have FDIC insurance? Find out about our CDARS® CD.