Compare Our 4 Business Checking Accounts

Compare the account features, benefits and details to find the account that best matches the checking and financial needs of your business.

  MERCHANTS REWARDS CHECKING MERCHANTS BUSINESS CHECKING MERCHANTS BUSINESS PLUS CHECKING MERCHANTS COMMERCIAL CHECKING
Description Small businesses that enjoy rewards by frequently using a  debit card for purchases Businesses that maintain a moderate monthly balance with moderate transaction volume Businesses that maintain a high monthly balance and moderate  to high transaction volume Businesses with high transaction volume
Monthly Service Charge $5 $15 $20 $6
Average Monthly Balance to Avoid Monthly Service Charge N/A $1,500 $5,000 N/A
Opening Deposit $100 $100 $100 $100
Items Processed 200 Free / additional items $0.50 each 300 Free / additional items $0.50 each 600 Free / additional items $0.50 each All items processed at $0.12 per item
Business Checks $40 credit toward first order with Harland Clarke $40 credit toward first order with Harland Clarke $40 credit toward first order with Harland Clarke $40 credit toward first order with Harland Clarke
Earnings Credit No No No Yes
Business Debit Card Yes Yes Yes Yes
Cash Back 0.50% on POS purchases No No No
Allpoint Surcharge FREE ATM Network Over 55,000 surcharge FREE ATMs available Over 55,000 surcharge FREE ATMs available Over 55,000 surcharge FREE ATMs available Over 55,000 surcharge FREE ATMs available
Foreign ATM Fee Waived $2.00 $2.00 $2.00
Online Banking Free Small Business version Free Small Business version Free Small Business version Free Small Business version
Cash Management Available; additional fees may apply Available; additional fees may apply Available; additional fees may apply Available; additional fees may apply
Bill Payment 20 free bill payments per month / additional items $0.50 each 20 free bill payments per month / additional items $0.50 each 20 free bill payments per month / additional items $0.50 each 20 free bill payments per month / additional items $0.50 each