Merchants Business Checking
Designed for businesses that maintain a moderate monthly balance with moderate transaction volume.
- $100 initial deposit required to open the account.
- $15.00 monthly service charge.
- $1,500 average monthly balance to avoid monthly service charge.
- $2.00 foreign ATM fee.
- FDIC Insured.
What you get from Merchants Business Checking:
- FREE processing of your first 300 items each month (checks processed and checks deposited.) Each additional item is $0.50.
- $40 credit toward your first order of checks with Harland Clarke.
- Enjoy the secure and convenient way to check account balances, make payments, transfer money and more by enrolling in Small Business Online Banking.
- Surcharge-free ATM usage at Merchants Bank and over 55,000 Allpoint ATMs–including hundreds in Vermont.
- Online Banking with Bill Payment–bank anytime from your computer and enjoy 20 free bill payments per month. Additional payments are $0.50 each.
- Phone Banking with 24/7 access to check balances, transfer funds, make loan payments and more.
Support Where And When You Need It
- Talk to an experienced, friendly person right here in Vermont.
- Live Online Banking help is also available.
- Customer Call Center representatives are available 6 days a week. Click here for hours.
- Our statewide network of branches and ATMs make it easy for you to connect with your money and us.
- Free access to FinanceWorks, a comprehensive financial management tool, with Small Business Online Banking.
- Free Business Debit Card for POS purchases anywhere MasterCard is accepted.
- Ability to customize a suite of Cash Management services to meet your business needs–from multiple Sweep programs and Repurchase Agreements to ACH, wire transfers and tax payments.
Make one half of your monthly mortgage payment every two weeks and you reduce your principal, interest paid and length of repayment. Learn more.
From lines of credit and cash back checking accounts to cash management and local decision making on loans. Learn more.
Make payments, check balances and more from your smartphone. Download our free Mobile Banking App here. ($3 monthly fee applies to Free Checking for Life account holders.)