Merchants Business Plus Checking
Designed for businesses that maintain a high monthly balance and moderate to high transaction volume.
- $100 initial deposit required to open the account.
- $20.00 monthly service charge.
- $5,000 average daily balance to avoid monthly service charge.
- $2.00 foreign ATM fee.
- FDIC Insured.
What you get from Merchants Business Plus Checking:
- FREE processing of your first 600 items each month (checks processed and checks deposited.) Each additional item is $0.50.**
- $40 credit toward your first order of checks with Harland Clarke.
- Enjoy the secure and convenient way to check account balances, make payments, transfer money and by enrolling in Small Business Online Banking.
- Surcharge-free ATM usage at Merchants Bank.
- Online Banking with Bill Payment–bank anytime from your computer and enjoy 20 FREE bill payments per month. Additional payments are $0.50 each.
- Phone Banking with 24/7 access to check balances, transfer funds, make loan payments and more.
Support Where And When You Need It
- Live Online Banking help is also available.
- Customer Call Center representatives are available 6 days a week. Click here for hours.
- Our network of branches and ATMs make it easy for you to connect with your money and us.
- FREE access to FinanceWorks a comprehensive financial management tool, with Small Business Online Banking.
- FREE Business Debit Card for POS purchases anywhere MasterCard is accepted.
- Ability to customize a suite of Cash Management services to meet your business needs–from multiple Sweep programs and Repurchase Agreements to ACH, wire transfers and tax payments.
* The full Merchants Business Plus Checking deposit disclosure is available at any Merchants Bank branch or click here to view the full Commercial Account Disclosure.
**Your account will have free processing on the first 600 items processed each month, and each additional item processed over and above your 600 free items will be $0.50 each. In addition to each item deposited and check processed, each deposit transaction will also be counted as an item processed.
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MasterCard® Debit Card with complimentary fraud monitoring program. Pay bills, buy gas, groceries, gifts and more.