Merchants Business Plus Checking
Designed for businesses that maintain a high monthly balance and moderate to high transaction volume.
- $100 initial deposit required to open the account.
- $20.00 monthly service charge.
- $5,000 average daily balance to avoid monthly service charge.
- $2.00 foreign ATM fee.
- FDIC Insured.
What you get from Merchants Business Plus Checking:
- FREE processing of your first 600 items each month (checks processed and checks deposited.) Each additional item is $0.50.**
- $40 credit toward your first order of checks with Harland Clarke.
- Enjoy the secure and convenient way to check account balances, make payments, transfer money and by enrolling in Small Business Online Banking.
- Surcharge-free ATM usage at Merchants Bank.
- Online Banking with Bill Payment–bank anytime from your computer and enjoy 20 FREE bill payments per month. Additional payments are $0.50 each.
- Phone Banking with 24/7 access to check balances, transfer funds, make loan payments and more.
Support Where And When You Need It
- Live Online Banking help is also available.
- Customer Call Center representatives are available 6 days a week. Click here for hours.
- Our network of branches and ATMs make it easy for you to connect with your money and us.
- FREE access to FinanceWorks a comprehensive financial management tool, with Small Business Online Banking.
- FREE Business Debit Card for POS purchases anywhere MasterCard is accepted.
- Ability to customize a suite of Cash Management services to meet your business needs–from multiple Sweep programs and Repurchase Agreements to ACH, wire transfers and tax payments.
* The full Merchants Business Plus Checking deposit disclosure is available at any Merchants Bank branch or click here to view the full Commercial Account Disclosure.
**Your account will have free processing on the first 600 items processed each month, and each additional item processed over and above your 600 free items will be $0.50 each. In addition to each item deposited and check processed, each deposit transaction will also be counted as an item processed.
Access your account, transfer money, check balances, pay bills and more from your smartphone or tablet. Free with Freedom Checking, Simply Checking, and Growth Checking.
MasterCard® Debit Card with complimentary fraud monitoring program. Pay bills, buy gas, groceries, gifts and more.
Protect your reputation and reduce expenses. Choose from three levels of personal overdraft protection to help avoid the embarrassment of a declined transaction.