Merchants Commercial Checking

Designed for businesses that have a high transaction volume.

What you get from Merchants Commercial Checking:

Account Details

  • $100 initial deposit required to open the account.
  • $6.00 monthly service charge.
  • $2.00 foreign ATM fee.
  • $0.12 per item for each item processed (checks processed and checks deposited.) 
  • FDIC Insured.

Money Savings

  • Offset the monthly fee with our convenient earnings credit.
  • $40 credit toward your first order of checks with Harland Clarke

Time Savings

  • Enjoy the secure and convenient way to check account balances, make payments, transfer money and more if you are enrolled in Small Business Online Banking.
  • Surcharge-free ATM usage at Merchants Bank and over 55,000 Allpoint ATMs–including hundreds in Vermont.
  • Online Banking with Bill Payment-so you can do your banking anytime from your computer-with 20 free bill payments per month. Additional items are $0.50 each.
  • Automated Phone Banking with 24/7 access to check balances, transfer funds, make loan payments and more.

Support Where And When You Need It

  • Talk to an experienced, friendly person right here in Vermont.
  • Live Online Banking help is also available.
  • Customer Call Center representatives are available 6 days a week. Click here for hours.
  • Our statewide network of branches and ATMs make it easy for you to connect with your money and us.

Helpful Tools

  • Free access to FinanceWorks with Small Business Online Banking–a comprehensive financial management tool.
  • Free Business Debit Card and usage for POS purchases anywhere MasterCard is accepted
  • Ability to customize a suite of Cash Management services to meet your business needs–from multiple Sweep programs and Repurchase Agreements to ACH, wire transfers and tax payments.