Rewards Checking for Business
Quite possibly the hardest working business checking account in Vermont.
There are two currencies in business that outweigh all others-time and money.
And our Rewards Checking for Business account helps you save on both. Big time.
In fact, no other business checking account in Vermont combines this package of business-focused benefits, rewards and access. Plus, business customers at Merchants Bank enjoy an unmatched level of customer service and support-both human and electronic.
What you get from Rewards Checking for Business:
Money Savings
- Cash back* (.5% variable rate) on all legitimate Business Debit Card purchases
- Free processing on your first 999 items each month (checks processed and checks deposited.)
- Automatic rebate of the Merchants Bank foreign ATM fee.
- Link to your Merchants Bank Business Money Market account for overdraft coverage
Time Savings
- Access your account through your smartphone with Mobile Banking and Text Banking through any cell phone.
- Enjoy the secure and convenient way to check account balances, make payments, transfer money and more if you have Small Business Online Banking.
- Surcharge-free ATM usage at over 43,000 Merchants Bank and Allpoint ATMs–including hundreds in Vermont.
- Free Online Banking with Bill Pay–so you can do your banking anytime from your computer.
- Automated Phone Banking with 24/7 access to check balances, transfer funds, make loan payments and more.
Support Where And When You Need It
- Talk to an experienced, friendly person right here in Vermont.
- Live Online Banking help is also available.
- Customer Call Center representatives are available 6 days a week. Click here for hours.
- Our statewide network of branches and ATMs make it easy for you to connect with your money and us.
Helpful Tools
- Free access to FinanceWorks with Small Business Online Banking–a comprehensive financial management tool.
- Make ACH and Tax Payments through Business Premium and Business Premium Plus Online Banking.
- Free Debit Card usage for POS purchases anywhere MasterCard is accepted.
Account Details
- $100 initial deposit required to open the account.
- FDIC Insured
- $40 credit toward first order of checks
- Overdraft Assurance eligibility
- Free check safekeeping
- No account maintenance fees
*Annual cash rewards of $600 or more require 1099 reporting.
Connect With Us
Questions?
-
Do I need to live or work in Vermont to open an account or loan?
Do I need to live or work in Vermont to open an account or loan?
Merchants Bank opens accounts or loans for people living or working in Vermont or communities adjacent to our offices.
Online Bill Payment
Pay your bills and do your banking all from your computer–anytime of day or night, any day of the week. Try our free demo or sign up online today.
Personalize Your Debit Card
Upload any photo you want and add a personal touch to your Merchants Bank Debit Card. Learn more.
FinanceWorks
Connect all your financial information, including credit cards, loans, investments and more. Try the free demo today.

