Commercial Banking

Quietly and confidently, Merchants Bank has become the commercial bank of choice for many of Vermont’s most established companies – as well as many emerging and growing businesses. Our approach to helping businesses succeed remains straightforward and grounded in three basic beliefs: people, philosophy and product.

52 Reasons

Meet some of our people.  Hear from some of our customers.

At Merchants Bank, our clients statewide have complete access to the loan decision-makers. While other banks have chosen to move loan decision-making out-of-state, we keep that important step right here in Vermont. Our experienced team is ready to meet face-to-face and understand your business needs, challenges and opportunities.

And best of all, we’re ready to take action and support you. Our structure is streamlined – an experienced Commercial Banking Officer or Business Banking Officer oversees the relationship and a Corporate Banking Administrator handles the day-to-day management of your relationship. The highest quality service is our goal – and our people make it happen.

The Philosophy

Merchants Bank has earned a reputation of stability by maintaining a prudent and thoughtful approach to lending, credit and risk. And this approach is not one we’ve recently adopted to weather any current storms. Our approach has withstood the test of time and has resulted in a well-capitalized and stable source of funding and business-building resources. 

The Products

The package of services available to your business is as comprehensive as you’ll find virtually anywhere. We offer a complete array of term loans and lines of credit to help your business manage its growth, inventory, real estate, supplier relationships and more. We also offer a complete suite of deposit accounts and business services that are light on the fees and heavy on the value. What’s more, the convenience of 24/7 online banking is also available.