Loan To Own

Know what you're borrowing before you buy

90-120 Minutes

By the end of this course, participants will understand the characteristics of consumer installment loans. To achieve this objective, the participants will be able to:

  • Identify various types of installment loans.
  • Identify the factors lenders use to make home loan decisions.
  • Explain federal laws that protect you when applying for a loan.
  • Identify the questions to ask when purchasing a car.
  • Explain why installment loans cost less than rent-to-own services.
  • Explain why it is important to be wary of rent-to-own, payday loan, and refund anticipation services.
  • Explain how to guard against predatory lending practices.

Contact your local branch to set up a Loan To Own class for your group, or fill out the form below.  Given the importance of face-to-face interaction for our classes, we offer these classes only in geographic proximity to our Vermont-based branch network.