To Your Credit

How your credit history will affect your credit future

90-120 Minutes

By the end of this course, participants will understand how to read a credit report and how to build and repair their credit history. To achieve this objective, the participants will be able to:

  • Define credit.
  • Explain why credit is important.
  • Describe the purpose of a credit report and how it is used.
  • Order a copy of their credit report.
  • Read and analyze their credit report to determine if they are ready to apply for credit.
  • Differentiate between “good” and “bad” credit.
  • Describe the implications of “good” and “bad” credit scores.
  • Identify ways to build and repair your credit history.
  • Recognize how to correct errors on your credit report.
  • Recognize how to guard against identity theft.

Contact your local branch to set up a To Your Credit class for your group, or fill out the form below.  Given the importance of face-to-face interaction for our classes, we offer these classes only in geographic proximity to our Vermont-based branch network.