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Merchants Bank

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      52 Reasons

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Financial Education

  • Financial Education for Teachers
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How Do I...

  • What’s the difference between a Flexible CD and CDARS?
    What’s the difference between a Flexible CD and CDARS?

    A Flexible CD allows you to deposit or withdrawal funds with some limitations.  A Flexible CD is also limited to a maximum aggregate balance of $250,000 per customer. CDARS allows you to deposit more than $250,000 but still maintain full FDIC Insurance.

  • Can I use my HSA for expenses I will be reimbursed for by my insurance company?
    Can I use my HSA for expenses I will be reimbursed for by my insurance company?

    No, you cannot use your HSA for any expenses you will be reimbursed for directly by your insurance company.

  • Do you keep the mortgages in Vermont?
    Do you keep the mortgages in Vermont?

    You bet. For more than a decade Merchants Bank has been maintaining and servicing its residential mortgages in-house. This keeps Merchants strong as it provides a solid base from which to lend and it keeps mortgages in local hands - helping Vermont's economy.

  • Are there any hidden fees?
    Are there any hidden fees?
    There are no surprises or hidden fees with this account.
  • What are the different terms?
    What are the different terms?

    We offer a variety of fixed and variable rate options.  Click here for more information.

Resources

  • Wire Transfers
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Financial Education Resources

Financial education is all about getting good information you can use. We can get you started here. 

Resources for Individuals:

NEFE's Smart About Money Program

NEFE's clearinghouse of financial education links


NEFE Financial Education evaluation manual

NEFE Finanical Workshop Kit

Online Financial Games

Other Useful Financial Resources

Resources for Teachers:

NEFE High School Program

Junior Achievement

Council for Economic Education

FDIC Money Smart Program

Jump$tart Coalition Clearing House of financial education materials

Jump$tart K-12 Guidelines

NEFE Financial Education evaluation manual

NEFE Finanical Workshop Kit

Connect With Us

  • Chat With a Local Representative
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  • Call us toll free: 1-800-322-5222

Business Checking

Our 4 Business Checking Accounts give you the option to find the account that best matches your business needs. Learn more.

CashRewards Checking

Get cash back on Debit card purchases, enjoy FREE Online and Mobile Banking, surcharge-free access to 50,000 Merchants Bank and Allpoint ATMs. Click here.

52 Reasons

Businesses across Vermont choose to work with us for many reasons. We’re sharing 52 of those reasons throughout the year. Click here and see how many we have so far.

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