Short-Term Loans and Lines of Credit*
With a Merchants Bank Short-Term Municipal Loan or Line of Credit, you are assured of having the funds you need when you need them - whether for short-term capital improvements, seasonal expenses or to manage cash flow.
We offer a variety of terms and rates up to 12 months. Types of short term borrowings include:
- Tax Anticipation Notes (TAN)
- Revenue Anticipation Notes (RAN)
- Current Expense Notes (CEN)
- Grant Anticipation Notes (GAN)
- Bond Anticipation Notes (BAN)
For longer-term needs, we offer Government Term Loans.
Contact one of our Government Banking experts to learn how this financing solution can help your municipality.
Must meet Merchants Bank eligibility requirements.
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Protect your reputation and reduce expenses. Choose from three levels of personal overdraft protection to help avoid the embarrassment of a declined transaction.