Short-Term Loans and Lines of Credit*

With a Merchants Bank Short-Term Municipal Loan or Line of Credit, you are assured of having the funds you need when you need them - whether for short-term capital improvements, seasonal expenses or to manage cash flow. 

We offer a variety of terms and rates up to 12 months. Types of short term borrowings include:

  • Tax Anticipation Notes (TAN)
  • Revenue Anticipation Notes (RAN)
  • Current Expense Notes (CEN)
  • Grant Anticipation Notes (GAN)
  • Bond Anticipation Notes (BAN)

For longer-term needs, we offer Government Term Loans.

Contact one of our Government Banking experts to learn how this financing solution can help your municipality.

Must meet Merchants Bank eligibility requirements.