Short-Term Loans and Lines of Credit*
With a Merchants Bank Short-Term Municipal Loan or Line of Credit, you are assured of having the funds you need when you need them - whether for short-term capital improvements, seasonal expenses or to manage cash flow.
We offer a variety of terms and rates up to 12 months. Types of short term borrowings include:
- Tax Anticipation Notes (TAN)
- Revenue Anticipation Notes (RAN)
- Current Expense Notes (CEN)
- Grant Anticipation Notes (GAN)
- Bond Anticipation Notes (BAN)
For longer-term needs, we offer Government Term Loans.
Contact one of our Government Banking experts to learn how this financing solution can help your municipality.
Must meet Merchants Bank eligibility requirements.
MasterCard® Debit Card with complimentary fraud monitoring program. Pay bills, buy gas, groceries, gifts and more.
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Protect your reputation and reduce expenses. Choose from three levels of personal overdraft protection to help avoid the embarrassment of a declined transaction.