Government Short-Term Loans

With a Merchants Bank Short-Term Municipal Loan or Line of Credit, you are assured of the funds you need - whether for short-term capital improvements, seasonal expenses or other business needs.

A line of credit is a great way to help manage cash flow.

We offer a variety of terms and rates up to 12 months. Types of short term borrowings include:

  • Tax Anticipation Notes (TAN)
  • Revenue Anticipation Notes (RAN)
  • Current Expense Notes (CEN)
  • Grant Anticipation Notes (GAN)
  • Bond Anticipation Notes (BAN)

For longer-term needs, we offer Government Term Loans.

Contact one of our Government Banking experts to learn how this financing solution can help your municipality.

Must meet Merchants Bank eligibility requirements.