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Locations

How Do I...

What are the fees?

What are the fees?
There are no hidden fees with this account. There is, however, a $10 service charge if you do not meet the minimum monthly combined balance amount.
Do I need to have a Merchants Bank account to apply?

Do I need to have a Merchants Bank account to apply?

No. However, we offer a discounted interest rate if you have your monthly payment taken directly from a Merchants Bank account.
Can I pay anyone with bill payment?

Can I pay anyone with bill payment?

Yes, you can pay bills in US dollars to any company or individual located in the continental United States, except tax payments, security purchases, and court-ordered payments. Your payments are deducted electronically and paid by check if your payee cannot accept an electronic payment.
Are there advantages to having both checking and savings?

Are there advantages to having both checking and savings?

This depends on your individual needs. For some people, there is a benefit to having both accounts.
Does it matter if I’m buying a new or used car?

Does it matter if I’m buying a new or used car?

The loan can be for either a new or used vehicle.

Locations Throughout Vermont

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Debit Card Convenience

Use your Debit Card to pay for groceries, gas, movie tickets and more. And CashRewards Checking customers earn cash back on all Debit Card purchases. Learn more.

Personalize Your Debit Card

Upload any photo you want and add a personal touch to your Merchants Bank Debit Card. Learn more.

Small Business

From lines of credit and cash back checking accounts to cash management and local decision making on loans. Learn more.

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