Allpoint® ATM Network 

Merchants Bank and Allpoint – delivering debit card convenience and value.

More choices for you
Thanks to our relationship with Allpoint, Merchants Bank customers can access 55,000 ATMs with their Merchants Bank Debit Card. This is America’s largest surcharge-free network and includes hundreds of ATMs right here in Vermont. That means no matter where you travel, you’re never far from the convenience of an ATM.

Mobile application
Download the mobile Allpoint app for iPhone®, BlackBerry® or Android® devices. After just a few simple steps you’ll be able to quickly and easily find the Allpoint ATM nearest you–including directions.



Find an ATM near you
Enter your zip code and locate the nearest Allpoint ATMs.

Understanding ATM surcharges and foreign ATM fees.
An ATM surcharge is the fee you are charged by the ATM owner to use their ATM.
A foreign ATM fee is charged by the company who issues your card if you use your card outside their network of ATMs.

Our approach to surcharges
We make it quite simple. If you use your Merchants Bank Debit Card at a Merchants Bank ATM or Allpoint ATM–there are no surcharges.

Our approach to foreign ATM fees
Rewards Checking customers never pay a foreign ATM fee when they use an Allpoint ATM.
This fee is waived for Merchants Rewards Checking customers.