Allpoint® ATM Network
Merchants Bank and Allpoint – delivering debit card convenience and value.

More choices for you
Thanks to our relationship with Allpoint, Merchants Bank customers can access 55,000 ATMs with their Merchants Bank Debit Card. This is America’s largest surcharge-free network and includes hundreds of ATMs right here in Vermont. That means no matter where you travel, you’re never far from the convenience of an ATM.
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Find an ATM near you
Enter your zip code and locate the nearest Allpoint ATMs.
Understanding ATM surcharges and foreign ATM fees.
An ATM surcharge is the fee you are charged by the ATM owner to use their ATM.
A foreign ATM fee is charged by the company who issues your card if you use your card outside their network of ATMs.
Our approach to surcharges
We make it quite simple. If you use your Merchants Bank Debit Card at a Merchants Bank ATM or Allpoint ATM–there are no surcharges.
Our approach to foreign ATM fees
CashRewards Checking customers never pay a foreign ATM fee when they use an Allpoint ATM.
This fee is waived for Merchants Rewards Checking customers.
Connect With Us
Questions?
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Where can I sign up for Allpoint?
Where can I sign up for Allpoint?
Access to Allpoint's national surcharge-free ATM is available to Merchants Bank customers automatically.
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How do I get a refund for an incorrect surcharge fee?
How do I get a refund for an incorrect surcharge fee?
Click here to fill out an online form to request reimbursement through Allpoint.
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How do I avoid paying any fees at all for using an Allpoint ATM?
How do I avoid paying any fees at all for using an Allpoint ATM?
You need to be a CashRewards Checking Account customer to never pay a fee for using an Allpoint ATM.
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How can I find an Allpoint ATM?
How can I find an Allpoint ATM?
Allpoint's 55,000 surcharge-free ATMs are located across the country in local, regional, and national retail merchants. This includes merchants such as Target, ExxonMobil, Rite Aid, Sunoco and many others. Use the ATM locator on this page or at www.AllpointNetwork.com to find the Allpoint ATM closest to you.
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