Planning

Merchants Trust Company

How Do I...

How can I avoid paying any fees at all for using an Allpoint ATM?

How can I avoid paying any fees at all for using an Allpoint ATM?

You need to be a CashRewards Checking Account customer to never pay a fee for using an Allpoint ATM.
Do I have to invest more than $250,000?

Do I have to invest more than $250,000?

No, you may invest as little as $100,000.
Lots of choices. How do I find out more?

Lots of choices. How do I find out more?

We recommend you stop by your local branch and get the answers you need. Feel free to do some homework first - there are many good online resources.
Can I pay anyone with bill payment?

Can I pay anyone with bill payment?

Yes, you can pay bills in US dollars to any company or individual located in the continental United States, except tax payments, security purchases, and court-ordered payments. Your payments are deducted electronically and paid by check if your payee cannot accept an electronic payment.
What’s better: A fixed rate or an adjustable rate?

What’s better: A fixed rate or an adjustable rate?

There's no quick answer to this question. Both options have benefits and should be explored.

We can help you establish an investment policy statement customized to your organization and incorporating sustainable withdrawal guidelines. 

We are available to provide potential donors with information on planning giving options.

Investment Products:
Not FDIC Insured
Not A Deposit
No Bank Guaranty
May Lose Value

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Get the right information: Select a Question or Concern below.

Emotional decisions have negatively impacted some of my investment decisions.

Who will take care of my family’s finances if I can’t?

My retirement savings and investing are not where they need to be.

Our non-profit needs more responsible management of its funds.

I run a successful business, but need help planning a successful retirement.

52 Reasons

Businesses across Vermont choose to work with us for many reasons. We’re sharing 52 of those reasons throughout the year. Click here and see how many we have so far.