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Individuals & Families
Financial Planning &
Wealth Management
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Investment Products:
Not FDIC Insured
No Bank Guaranty
May Lose Value
Individuals & Families—Our Services
Financial Planning and Wealth Management Services
Our Financial Planning Services are frequently called upon when our clients are motivated to get their financial affairs in order. Their motivation can be the result of our suggestions but are often a result of important changes in their lives. These changes can include:
- Considering retirement or recently retired
- Dealing with the illness or loss of a family member
- Planning to sell their business or home
- Inheriting a large sum of money
- An increased appreciation of ones mortality and the desire to protect and provide for family
Financial planning is an ongoing process that involves a 360-degree view of your financial situation.
In addition to providing assistance with specific financial issues that arise in our client’s lives, Merchants Trust is committed to providing our clients with comprehensive wealth management services. Over the course of the client relationship, we work with our clients to make sure they have their financial lives in order and have left nothing to chance. Areas where we can provide assistance and direction include:
Creation and Growth of Wealth
- Investment Planning
- Income Planning
- Liabilities Issues
- Protection of Wealth
- Asset Protection and Insurance
Distribution of Wealth During Life
- IRA / Retirement Distribution Planning
- Business Succession Planning
- Gifting to Children and Descendants
- Charitable Gifting Issues
Distribution of Wealth at Death
- Distributions for Tax Efficiency and Control
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