![[rounded corner]](../../gfx/white_rounded.jpg)
![[rounded]](../../gfx/top_rounded_burg.gif){kind=small}
Account Logins 
: ![[rounded]](../../gfx/bottom_rounded_burg.gif){kind=small}
![[rounded]](../../gfx/bottom_rounded_tan.gif)
Investment Products:
Not FDIC Insured
No Bank Guaranty
May Lose Value
![[rounded]](../../gfx/top_rounded_140.gif)
![[rounded]](../../gfx/bottom_rounded_140.gif)
Resource Library
Diversification Is Critical To Long-term Success
You have certain long-term goals in mind, which may include: early retirement, building a second home or even traveling around the world. Whatever your aspirations, disciplined diversification can help you reach those goals.
Adhering to a diversified investment strategy allows you to:
- seek the highest potential return possible for a certain level of risk
- reduce your exposure to the downside risks of individual portfolio holdings
- adapt to changing market conditions.
A diversified approach spreads your holdings across major asset classes, such as bonds, domestic stocks and international securities with the ultimate goal of maximizing your return at a risk level that is acceptable to you.
Key Points:
- Allocate your investment across major asset classes to help pursue the optimal returns for the risk level you are willing to undertake.
- Diversify within each asset class to take advantage of different investment markets such as US/Domestic bonds and International/Global Bonds, and different styles of investments—such as growth and value investing.
- Rebalance regularly. Market changes can shift the percentages of your portfolio that you have dedicated to each asset class. Rebalancing will help you maintain your desired portfolio and risk profile. When you allocate, diversify, and rebalance as part of a disciplined process, you will be creating a well-rounded investment plan which is focused on your financial goals and tolerance to risks.
Balanced Investment Strategy
![[swoop]](../../gfx/mtc_swoop.gif){kind=small}
![[rounded corner]](../../gfx/white_rounded_bottom.jpg)