Overdraft Coverage
- Protect your reputation and reduce personal expenses with Overdraft Coverage that automatically sweeps necessary funds into your account when you need them. At Merchants Bank, our Overdraft Coverage helps you avoid the embarrassment of overdrawing, as well as the high cost of overdraft fees.
Debit Card
- With a Merchants Bank Debit Card, you can make purchases anywhere that MasterCard® is accepted. Your card functions as a check. You can use it to pay bills such as utilities, insurance and car payments.
Reorder Checks
- You can reorder checks or order new checks online. You must have a current checking account with us, since your account number is required to order checks.
Free Checking for Life
- For over twelve years we provided a free checking account option to tens of thousands of Vermont families and households. For those customers with questions about their Free Checking for Life account, please contact our or visit one of our branches.
Overdraft Assurance
- When it comes to protecting your checking transactions, we've got it covered. With our Overdraft Assurance, you have the confidence of knowing most of your checking transactions will go through - even if there's a temporary negative balance in your account.
Automated Phone Banking
- Automated Phone Banking is available from any touch-tone phone, including cell phones. Use the system to check account balances transfer funds, make loan payments and more.
Wire Transfers
- Browse our frequently asked questions about how to make wire transfers, both domestically and internationally.
Connect With Us
52 Reasons
Businesses across Vermont choose to work with us for many reasons. We’re sharing 52 of those reasons throughout the year. Click here and see how many we have so far.
Personalize Your Debit Card
Upload any photo you want and add a personal touch to your Merchants Bank Debit Card. Learn more.
Small Business
From lines of credit and cash back checking accounts to cash management and local decision making on loans. Learn more.