Debit Card

With a Merchants Bank Debit Card, you can make purchases most anywhere that MasterCard® is accepted.

Your card functions as a check. You can use it to pay bills such as utilities, insurance and car payments.

You will also enjoy additional security protection when you shop online by signing up for a MasterCard SecureCode.

Other features include:

Personalize Your Debit Card


Show off your family, your pet, or whatever you want* - every time you make a purchase. Just upload a photo of your choice to personalize your card.

*Merchants Bank reserves the right to reject any image (includes a photograph) submitted, in our sole and absolute discretion. You may not submit images that are unacceptable including, but not limited to, the following examples: trademarks, logos, copyrighted images, celebrities, or any image deemed inappropriate.

Click on the card above to start designing your own card.
  • Ordering the customized card replaces your current card
  • $10 per card
  • Only for personal checking accounts, not Health Savings Accounts.
Tip for Travelers

Planning to use your debit card outside of the U.S.? Let us know your travel plans. Unusual charges are flagged in our system and may be blocked if fraud is suspected. Knowing you will be using your card in an unusual location will help us better protect your account. Contact your local branch or call our customer service center at 800-322-5222.

†Money Market Account may not be used for this purpose due to transaction limitations on that account. Fees apply for non-Merchants Bank ATM use and replacement cards.