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Personal Banking

Debit Card

With a Merchants Bank Debit Card, you can make purchases anywhere that MasterCard® is accepted.

Your card functions as a check. You can use it to pay bills such as utilities, insurance and car payments.

You will also enjoy additional security protection when you shop online by signing up for a MasterCard SecureCode.

Other features include:

Personalize Your Debit Card


Show off your family, your pet, or whatever you want* - every time you make a purchase. Just upload a photo of your choice to personalize your card.

*Merchants Bank reserves the right to reject any image (includes a photograph) submitted, in our sole and absolute discretion. You may not submit images that are unacceptable including, but not limited to, the following examples: trademarks, logos, copyrighted images, celebrities, or any image deemed inappropriate.

Click on the card above to start designing your own card.
  • Ordering the customized card replaces your current card
  • $10 per card
  • Only for personal checking accounts, not Health Savings Accounts.

†Money Market Account may not be used for this purpose due to transaction limitations on that account. Fees apply for non-Merchants Bank ATM use and replacement cards.

Questions?

  • Are there any fees?
    Are there any fees?

    There are no regular fees. The only fees that may apply are for ATMs that are non-Merchants Bank and not part of the Allpoint network. You will be charged for a new card if you need a replacement before the regular reissue date.

  • What’s the difference between a debit and credit card?
    What’s the difference between a debit and credit card?

    A debit card takes the funds directly from your bank account when you make a purchase. A credit card is like borrowing money - your bank will pay the vendor and you agree to pay back the bank. 

  • What happens if I lose my card?
    What happens if I lose my card?

    Contact our Customer Call Center and new card will be issued. 

Allpoint ATM Network

Access over 43,000 surcharge-free ATMs around the world-with hundreds right here in Vermont. Learn more.

Mobile Banking

Make payments, check balances and more from your smartphone. Download our free Mobile Banking App here. ($3 monthly fee applies to Free Checking for Life account holders.)

Online Bill Payment

Pay your bills and do your banking all from your computer–anytime of day or night, any day of the week. Try our free demo or sign up online today.