Merchants Bank’s Freedom Checking gives you the freedom from a monthly service charge along with the freedom of banking anywhere, anytime with FREE online, mobile and text banking.
Benefits of Freedom Checking include:
- No monthly service charge
- Free Mobile Banking, Text Banking and Online Banking
- Free eStatements (required)
- First 4 checks and first 4 bill payments each month are free
- Free initial MasterCard® Debit Card
- Free access to helpful money management tools like FinanceWorks
- Earn cash back through Purchase Rewards program within Online Banking
- Mobile Capture is also available**
Want to open an account?
Statements - eStatements are required. Paper statements are available for a $1.00 monthly charge.
ATM fees - Non-Merchants Bank ATM fees are $2.00, plus any ATM owner surcharge.
Check writing – the first 4 checks written each month are free, then each additional check is $0.50 each.
Bill payment - the first 4 bill payments made each month are free, then each additional bill payment is $0.50 each.
**Mobile Capture - There is a $0.50 charge for each deposited item, certain deposit and check limits apply and there is a daily cut off for deposits to be credited on a business day.
Protect your reputation and reduce expenses. Choose from three levels of personal overdraft protection to help avoid the embarrassment of a declined transaction.
Access your account, transfer money, check balances, pay bills and more from your smartphone or tablet. Free with Freedom Checking, Simply Checking, and Growth Checking.
Sign up for one of our free classes and get the knowledge you need to make smarter financial decisions.