|20 Year Fixed Bi-Weekly with Auto-Pay||3.800%||3.819%|
|15 Year Fixed Auto-Pay||3.000%||3.033%|
|10 Year Fixed Auto-Pay||3.020%||3.069%|
|1-Year ARM with 15-Year Term||1.375%||1.407%|
|1-Year ARM with 10-Year Term||1.375%||1.422%|
|3-1 ARM with 15-Year Term||2.625%||1.873%|
|3-1 ARM with 10-Year Term||2.375%||1.941%|
|5 Year Fixed HE Loan||3.390%||3.390%|
|15 Year Fixed HE Loan||4.700%||4.700%|
Click on the Rate or APR for payment information.More Rates
Would you be interested in paying off your mortgage early? Our bi-weekly mortgage can help you do exactly that, and you'll enjoy some considerable savings along the way.
With our bi-weekly mortgage, you make one-half of your monthly mortgage payment every two weeks for a total of 26 bi-weekly payments each year.
The benefits include:
- Reducing your principal balance more quickly, reducing the total interest paid and the length of time to pay off the loan
- Automatic bi-weekly payments deducted from your Merchants Bank checking account
- A variety of rate and term options available
View all loan and deposit rates
From lines of credit and cash back checking accounts to cash management and local decision making on loans. Learn more.
Whether it’s home improvement, education expenses or a vacation,
put your home’s equity to work for you. Apply online.
Our range of residential mortgages are maintained and serviced in-house-keeping our Vermont economy healthier. Check today’s rates and get started.