|20 Year Fixed Bi-Weekly with Auto-Pay||3.820%||3.839%|
|15 Year Fixed Auto-Pay||3.170%||3.204%|
|10 Year Fixed Auto-Pay||2.920%||2.969%|
|1-Year ARM with 15-Year Term||1.375%||1.407%|
|1-Year ARM with 10-Year Term||1.375%||1.422%|
|3-1 ARM with 15-Year Term||2.625%||1.873%|
|3-1 ARM with 10-Year Term||2.375%||1.941%|
|5 Year Fixed HE Loan||3.390%||3.390%|
|15 Year Fixed HE Loan||4.700%||4.700%|
Click on the Rate or APR for payment information.More Rates
Would you be interested in paying off your mortgage early? Our bi-weekly mortgage can help you do exactly that, and you'll enjoy some considerable savings along the way.
With our bi-weekly mortgage, you make one-half of your monthly mortgage payment every two weeks for a total of 26 bi-weekly payments each year.
The benefits include:
- Reducing your principal balance more quickly, reducing the total interest paid and the length of time to pay off the loan
- Automatic bi-weekly payments deducted from your Merchants Bank checking account
- A variety of rate and term options available
View all loan and deposit rates
The bank’s routing number is: 011600020
Whether it’s home improvement, education expenses or a vacation,
put your home’s equity to work for you. Apply online.
Use your Debit Card to pay for groceries, gas, movie tickets and more. And Rewards Checking customers earn cash back on all Debit Card purchases. Learn more.