Cash Secured Loans & Installment Loans

With a loan from Merchants Bank, you can get the money you need now – delivered with quick, personalized service from experienced lenders.

Choose from:

Merchants Bank Cash Secured Loans

  • Loans secured by a Merchants Bank CD or Money Market Account
  • Low rates
  • Use to establish credit or finance special expenses
  • Option to save money on interest by paying balance of loan early without penalty

Loans for less than $4,000 will be charged a $35 fee.

Apply Online

Installment loans

  • Typically used for large-ticket items such as boats, motorized RVs, snowmobiles and ATVs
  • Choose from a variety of repayment terms
  • Minimum loan amount is $2,000
  • Reduce your interest rate by making automatic monthly payments from a Merchants Bank Checking or Money Market Account† 
  • Option to save money on interest by paying balance of loan early without penalty

Loans for less than $4,000 will be charged a $35 fee.

Click here for a loan application form.

†Not available for Stock/CVLI secured or unsecured loans.

Credit Cards

Do you have a Merchants Bank branded credit card? As of December 1, 2012, these cards that were maintained by First Bankcard for Merchants Bank are now completely owned and maintained by First Bankcard. Nothing has changed on your credit card account regarding the terms, but you will need to visit www.FirstBankcard.com to get access to your credit card account.  You should bookmark this website for future access.