Local Mortgage Team

Purchasing a home can be one of the most exciting experiences of a lifetime. The mortgage experience can sometimes feel overwhelming. Whether you're a first-time home buyer, building a new home or refinancing, Merchants Bank is here to help you!

Our highly experienced Local Mortgage team will be with you when you need them. Contact them today to make an appointment.  

Dody Fraher-Ruland

Dody Fraher-Ruland

Residential & Retail Loan Manager

NMLS #194700

275 Kennedy Drive South Burlington, Vermont 05403
802-865-1957

Dody leads an experienced local Mortgage team, where their top priority is customer service. She has over 30 years of expertise in the lending environment.

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Dick Ploof

Dick Ploof

Lending Associate

NMLS #194725

275 Kennedy Drive South Burlington, Vermont 05403
802-865-1964

Serving:
College Street
Hinesburg
Kennedy Drive
Waterbury
Enosburg
St. Albans
South Hero

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Deb Terrill

Deb Terrill

Lending Associate

NMLS #198799

54 Pearl Street Essex Junction, Vermont 05452
802-865-1978

Serving:
Essex Junction
Jericho
Springfield
Brattleboro
Wilmington
Bennington
Johnson
Hardwick
Winooski

 

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Dan Pitner

Dan Pitner

Lending Associate

NMLS #885096

Green Mountain Plaza 286 Route 7 South Rutland, Vermont 05701
802-865-1822

Serving:
Green Mountain Plaza
Woodstock Ave
Fair Haven
Manchester Center
Bristol
Vergennes
Springfield, MA (NUVO)
St. Johnsbury
Bradford

 

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Debra McDurfee

Debra McDurfee

Lending Associate

NMLS #561278

275 Kennedy Drive South Burlington, Vermont 05403
802-865-1956

Serving:
Home Equity

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Nicole Hayes

Nicole Hayes

Mortgage Originator

NMLS #206558

929 Shelburne Road South Burlington, Vermont 05403
802-865-3505

Serving:
Shelburne Road
Williston Road
North Ave
White River
Thetford
Barre
Northfield

 

View Nikki's Bio