|20 Year Fixed Bi-Weekly with Auto-Pay||4.250%||4.268%|
|15 Year Fixed Auto-Pay||3.650%||3.684%|
|10 Year Fixed Auto-Pay||3.500%||3.549%|
|1-Year Auto-Pay ARM with 15-Year Term||1.375%||1.407%|
|1-Year Auto-Pay ARM with 10-Year Term||1.375%||1.422%|
|3-1 ARM with 15-Year Term||2.125%||1.685%|
|3-1 ARM with 10-Year Term||2.000%||1.746%|
|15 Year Fixed HE Loan||5.000%||5.000%|
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At Merchants Bank, we maintain and service our residential mortgages in-house, keeping your mortgage in local hands.
If you are buying a home or looking to refinance, let Merchants Bank take the pain out of the mortgage process.
Mortgages can be used to purchase or refinance your primary residence or a second home suitable for year-round occupancy.
- Variety of terms, with fixed or adjustable rates
- Maximum loan-to-value ratio of 80% of appraised value
- Maximum loan amount of $417,000
Pay your bills and do your banking all from your computer–anytime of day or night, any day of the week. Try our free demo or sign up online today.
We earn the trust of our clients by combining our unique investment approach with true Vermont values of listening, learning and taking action. Find out more.
From lines of credit and cash back checking accounts to cash management and local decision making on loans. Learn more.