|20 Year Fixed Bi-Weekly with Auto-Pay||4.200%||4.219%|
|15 Year Fixed Auto-Pay||3.600%||3.634%|
|10 Year Fixed Auto-Pay||3.450%||3.499%|
|1-Year Auto-Pay ARM with 15-Year Term||1.375%||1.407%|
|1-Year Auto-Pay ARM with 10-Year Term||1.375%||1.422%|
|3-1 ARM with 15-Year Term||2.125%||1.685%|
|3-1 ARM with 10-Year Term||2.000%||1.746%|
|15 Year Fixed HE Loan||5.000%||5.000%|
|5 Year Fixed HELOC||5.500%||0.000%|
Click on the Rate or APR for payment information.More Rates
At Merchants Bank, we maintain and service our residential mortgages in-house, keeping your mortgage in local hands.
If you are buying a home or looking to refinance, let Merchants Bank take the pain out of the mortgage process.
Mortgages can be used to purchase or refinance your primary residence or a second home suitable for year-round occupancy.
- Variety of terms, with fixed or adjustable rates
- Maximum loan-to-value ratio of 80% of appraised value
- Maximum loan amount of $417,000
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We earn the trust of our clients by combining our unique investment approach with true Vermont values of listening, learning and taking action. Find out more.