|20 Year Fixed Bi-Weekly with Auto-Pay||3.400%||3.459%|
|15 Year Fixed Auto-Pay||2.950%||3.029%|
|10 Year Fixed Auto-Pay||2.700%||2.815%|
|1-Year ARM with 15-Year Term||1.500%||1.576%|
|1-Year ARM with 10-Year Term||1.500%||1.612%|
|3-1 ARM with 15-Year Term||2.750%||2.044%|
|3-1 ARM with 10-Year Term||2.500%||2.133%|
|5 Year Fixed HE Loan||2.970%||2.970%|
|15 Year Fixed HE Loan||4.610%||4.610%|
Click on the Rate or APR for payment information.More Rates
If you are buying a home or looking to refinance, let Merchants Bank take the pain out of the mortgage process.
- Rate Lock Program
You-Win Rate Lock
At Merchants Bank, you have the option to lock in your mortgage rate, certain restrictions and conditions apply.
- Free Pre-Approval
Mortgages can be used to purchase or refinance your primary residence or a second home suitable for year-round occupancy.
- Variety of terms, with fixed or adjustable rates
- Maximum loan-to-value ratio of 80% of appraised value
- Maximum loan amount of $417,000
View all loan and deposit rates
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