Mobile Banking
Banking Where and When You Need It.
Mobile Banking gives you secure and convenient account access through your phone or mobile device. Stay connected to your money-at anytime and from anywhere. For customers with a smartphone, Mobile Banking allows you to check account balances, make payments, transfer money and make deposits. Text Banking works on any cell phone and allows you to check account balances and recent activity.


View a demo.
Click here to download our mobile banking iPhone App from Apple's iTunes App Store. It's free to download!


View a demo.
Click here to download our mobile banking Android App from the Android Market. It's free to download!

Mobile Web Site
You can also go to mbvt.com on your smart phone's browser and find Mobile Banking and more without downloading an app.
Click here to view screen shots of mbvt.com on your mobile phone.
Want to test out our Mobile Web Banking app first? Click here to view a demo of Mobile Web Banking.
You can view a demo of our Text Banking here.
Download our Mobile Banking Best Security Practices guide
To sign up for FREE Mobile or Text Banking†, you need three things:
- You need to be a CashRewards customer. If you don't have this account, sign up today.
- You need to be enrolled in Online Banking. If you haven't enrolled in Online Banking, click here to sign up.
- You need a smartphone, cell phone or other mobile device with an active data plan and Web browsing capabilities.
Getting Started.
It's quick and easy to get started with Mobile Banking and Text Banking.
From any cell phone or mobile device, head to the Mobile Banking page of MBVT.com.
From there, enter your user ID and password. Click the Log In button and you should be good to go.
OR
If you're already an Online Banking customer, simply download the Merchants Bank Mobile app and log in as you would for Online Banking. If you aren't an Online Banking customer, sign up today.
†Mobile Banking is an included feature of CashRewards Checking. Any non-CashRewards Checking customers will be charged a $3.00 per month fee for the service. If you are a Free Checking for Life® customer and you would like to receive this service for free, stop by or call one of our branches to learn more about switching to our benefits-packed CashRewards Checking.
Connect With Us
Questions?
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How does Mobile Web Banking work?
How does Mobile Web Banking work?
From a mobile device with Web browsing capabilities and an active data plan, all you have to do is open a browser and enter Merchants Bank's URL (e.g. www.mbvt.com) to access the Merchants Bank mobile banking home page.
Enter your user ID and password - the same you use for Online Banking - and select the Log In button. No separate or different registration is required. Answer any additional security questions (if needed) then select the Continue button to access Mobile Web Banking. Once logged in, you can:
- Access Your Accounts – the Mobile Web Banking experience is virtually the same as online banking, although on a smaller screen.
- Pay Bills – you must first register and set-up your payees / billers on a PC before utilizing bill payment through mobile banking.
- Make Transfers – you must have more than one account on Online Banking for this functionality to be available on mobile banking.
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What does Mobile Web Banking cost?
What does Mobile Web Banking cost?
Mobile Web Banking from Merchants Bank is available for FREE to CashRewards Checking customers using the Personal Online Banking platform, but you are required to subscribe to a data plan through your wireless provider. You should check with your wireless provider if you aren't sure whether additional fees might apply.
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Can I make mobile deposits?
Can I make mobile deposits?
If you have a smartphone, you can deposits checks with our Mobile Banking app. Click here for more information.
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How do I make a payment using my phone?
How do I make a payment using my phone?
Select the Bill Pay tab and review the Pay from account (to change it, select another account from the dropdown field and select the Change button). Then select a payee name link from the list and enter the Amount of the payment and the date to send / deliver the payment (as mmddyyyy) then select the Pay button. A confirmation message is then displayed, select OK (or Submit) to continue.
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What different kinds of funds transfers are available?
What different kinds of funds transfers are available?
On the transfer tab you can enter an immediate transfer between your accounts using the Transfer Now feature. Or to schedule a future transfer, use the Schedule Transfer link.
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Will Text Message Banking work on my phone?
Will Text Message Banking work on my phone?
Yes it will, as long as you have text messaging enabled with your mobile carrier and use a carrier that the service supports. Please check with your mobile carrier if you are unsure.
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How do I deactivate the Text Message Banking service?
How do I deactivate the Text Message Banking service?
You can text back "stop" to 454545 on your activated cell phone, or you can return to the mobile banking page and click the Deactivate link next to your mobile device number. Your phone will no longer receive any text messages from Mobile Banking. You can add a new phone at any time if you change your mind later.
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Are there any shortcuts for the keywords?
Are there any shortcuts for the keywords?
Yes. The keywords are:
- STOP = Deactivate service
- HELP = Help on keywords
- BAL = Primary account balance
- BAL CHK = Checking account balances
- BAL SAV = Saving account balances
- BAL ALL = All account balances
- LAST = Last 5 transactions
- TRANS = Transfer funds to primary account
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Are there best practices for using mobile banking?
Are there best practices for using mobile banking?
Download our Mobile Banking Best Security Practices Guide to see more.
Online Bill Payment
Pay your bills and do your banking all from your computer–anytime of day or night, any day of the week. Try our free demo or sign up online today.
Mortgages
Our range of residential mortgages are maintained and serviced in-house-keeping our Vermont economy healthier. Check today’s rates and get started.
Mobile Banking
Make payments, check balances and more from your smartphone. Download our free Mobile Banking App here. ($3 monthly fee applies to Free Checking for Life account holders.)
