Flexible Certificate of Deposit

Our Flexible CD gives you the benefit of low-risk savings with higher returns. Plus, you can access your funds without penalties. †

Whether you are planning for a wedding, vacation, property tax payments or a wide range of business needs – our Flexible CD is a popular, easy way to save.

This CD is like no other; it provides you easy access to your funds.

Features include:  

  • Initial $500 deposit
  • Higher rates of return than a Money Market Account
  • Can be used to secure a Merchants Bank loan

†Easy Access to your Funds

  • Add or withdraw money – subject to the seven day limit below 
  • Avoid penalties by making withdrawals at least seven days from the most recent deposit, withdrawal or rate change
  • Set up an automatic deposit of funds from a Merchants Bank account

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Need an easy way to invest over $250,000 and still have FDIC insurance?  Learn about our CDARS CD