[rounded corner]
Today's RatesPersonal BankingBusiness BankingWealth ManagementBanking SecurityFAQs and Resources

[rounded] Online Account Logins secure login :

Online Applications:

[rounded]

[rounded] Personal Banking

Deposit Solutions:

Free Checking for Life®

Cash Rewards Checking

Money Market/Savings

Flexible CDs

CDARS® CDs

Health Savings Accounts

IRAs

Lending Solutions:

Mortgages

Home Equity Lines & Loans

Auto Loans

Loans & Credit Cards

Services:

Online Banking & Bill Pay

Debit Card

ATM Card

Overdraft Coverage

Phone Banking

Order Checks

[rounded]
Mortgage Closing Cost Rebate, click for details >
[rounded]

Download an Application

Click here for a Consumer Loan Application (PDF)

or

Find a branch near you!

[rounded]

Auto Loans

In the market for a new (or used) car, but need some help with the financing?

An auto loan from Merchants Bank is a great way to get rolling.

  • No bank application fee
  • No prepayment penalty
  • Receive local service and quick decisions from our experienced lenders
  • Access loan information and balance via free Online Banking
  • Use to refinance existing automobile loans

Plus, enroll in auto-pay and receive a reduced interest rate. Just arrange for payments to be automatically deducted from your Free Checking for Life® account and receive a .25% discount on the interest rate.

Current Auto Loan Rates: as of 03/19/08

  • New 2007 and 2008 vehicles, loan terms up to 60-months: 6.00% APR. Monthly payment may be estimated at $19.34 per $1,000 borrowed for 60 months.
  • Used vehicles up to two years old, loan terms up to 36-months: 6.50% APR. Monthly payment may be estimated at $30.65 per $1,000 borrowed for 36 months.
  • Ask about our other used auto loan rate and term options.
  • Enroll in auto-pay and receive a .25% discount off your interest rate.

Call 1-800-322-5222 for more information.

To apply, you must be 18 years of age or older and living or working in Vermont or a community in a neighboring state which is adjacent to one of our branch locations. If requested, you must agree to provide additional personal and business information (like tax returns and financial statements), certify that all information submitted in your application is true and correct and authorize the bank and or a credit bureau to investigate the information on the application. Subject to credit approval. Loan is secured by vehicle.

[swoop]
[rounded corner]