Today's Rates

MortgageRateAPR
20 Year Fixed Bi-Weekly with Auto-Pay 3.800% 3.819%
15 Year Fixed Auto-Pay 3.270% 3.304%
10 Year Fixed Auto-Pay 3.020% 3.069%
1-Year ARM with 15-Year Term 1.375% 1.407%
1-Year ARM with 10-Year Term 1.375% 1.422%
3-1 ARM with 15-Year Term 2.625% 1.873%
3-1 ARM with 10-Year Term 2.375% 1.941%
Home EquityRateAPR
5 Year Fixed HE Loan 3.390% 3.390%
15 Year Fixed HE Loan 4.700% 4.700%

Click on the Rate or APR for payment information.

More Rates

Rates

Fixed and adjustable rate mortgages, home equity and construction loan rates

Whether you're buying a home or refinancing, our experienced and local lenders provide helpful, prompt service. For free pre-approvals, visit our mortgage section. You can apply online or at a branch near you. View mortgage and home equity loan rates as of 9/30/14:

View Mortgage Rates for fixed and adjustable rate mortgages, home equity, and construction loans     Download Merchants Bank Mortgage Rates



Checking, money market, CD, IRA and health savings account rates

Learn more about our entire range of deposit products in our checking & savings section. You can open an account online, or at a branch near you. View deposit product rates as of 9/25/14:

View Deposit Rates for checking, Money Market, CD, IRA, and Health Savings accounts     Download Merchants Bank Deposit Rates



Auto, ATV, boat and other personal loan rates

Get the autoATV, boat, cash-secured or installment loan you need now–delivered with quick, personalized service from experienced lenders. You can apply online or at a branch near you.
View consumer loan rates as of 8/12/14:

View Consumer Loan Rates for auto, ATV, boat,  and other personal loans      Download Merchants Bank Consumer Rates

Rates are subject to change without notice.  
Please call 1-800-322-5222 for more information.