FDIC Money Smart Program

As an FDIC Money Smart Alliance member, Merchants Bank is happy to offer free banking education classes in the communities surrounding our branches. In 2010, we presented 187 classes around the state.

Available Money Smart Classes

  1. Bank on It: an introduction to bank services
  2. Borrowing Basics: an introduction to credit
  3. Check It Out: how to choose and keep a checking account
  4. Money Matters: how to keep track of your money
  5. Pay Yourself First: why you should save, save, save
  6. Keep It Safe: your rights as a consumer
  7. To Your Credit: how your credit history will affect your credit future
  8. Charge It Right: how to make a credit card work for you
  9. Loan To Own: know what you're borrowing before you buy
  10. Your Own Home: what home ownership is all about

Check back here to see a schedule of classes being offered,


If you have a group that could benefit from one of these classes, please contact your local branch to set up a class or series of classes. Bank staff can even bring the classes to your group's location.

Click here to read about recent recognition by the FDIC for our work with this program.

Money Smart Overview

(from the FDIC website)

The Federal Deposit Insurance Corporation (FDIC) recognizes the importance of financial education, particularly for people with little or no banking experience. That's why we created Money Smart, a training program to help adults outside the financial mainstream enhance their money skills and create positive banking relationships.

Financial education fosters financial stability for individuals and for entire communities. The Money Smart curriculum helps individuals build financial knowledge, develop financial confidence, and use banking services effectively.