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Important information:

ALERT: A security audit of Merchants Bank’s customer online banking system and our marketing website for Heartbleed OpenSSL vulnerability determined both are secure and NOT susceptible.  There is no need to change your Merchants Bank online banking password due to Heartbleed, although periodic password changes are always recommended.

FinanceWorks

Connect all your financial information, including credit cards, loans, investments and more. Try the free demo today.

52 Reasons

Businesses across Vermont choose to work with us for many reasons. We’re sharing 52 of those reasons throughout the year. Click here and see how many we have so far.

Rewards Checking

Get cash back on Debit card purchases, enjoy FREE Online and Mobile Banking, surcharge-free access to 55,000 Merchants Bank and Allpoint ATMs. Click here.

Mortgages

Our range of residential mortgages are maintained and serviced in-house-keeping our Vermont economy healthier. Check today’s rates and get started.

Today's Rates

MortgageRateAPR
20 Year Fixed Bi-Weekly with Auto-Pay 4.250% 4.268%
15 Year Fixed Auto-Pay 3.650% 3.684%
10 Year Fixed Auto-Pay 3.500% 3.549%
1-Year Auto-Pay ARM with 15-Year Term 1.375% 1.407%
1-Year Auto-Pay ARM with 10-Year Term 1.375% 1.422%
3-1 ARM with 15-Year Term 2.375% 1.779%
3-1 ARM with 10-Year Term 2.125% 1.811%
Home EquityRateAPR
15 Year Fixed HE Loan 5.000% 5.000%

Click on the Rate or APR for payment information.

More Rates
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