Freedom Checking

Merchants Bank’s Freedom Checking gives you the freedom from a monthly service charge along with the freedom of banking anywhere, anytime with FREE online, mobile and text banking.

Benefits of Freedom Checking include:

Compare Freedom Checking to Merchants Bank’s Rewards Checking and Growth Checking to see which account best supports your lifestyle.

Rewards Checking Plus

Want to open an account?

Contact any of our convenient 32 branches. For more information on our products contact our Customer Call Center at 800-322-5222.

*Account Details

Statements - eStatements are required. Paper statements are available for a $1.00 monthly charge.

ATM fees - Non-Merchants Bank ATM fees are $2.00, plus any ATM owner surcharge.

Check writing – the first 4 checks written each month are free, then each additional check is $0.50 each.

Bill payment - the first 4 bill payments made each month are free, then each additional bill payment is $0.50 each.

**Mobile Capture - There is a $0.50 charge for each deposited item, certain deposit and check limits apply and there is a daily cut off for deposits to be credited on a business day.