Today's Rates

30 Year Fixed Bi-Weekly with Auto-Pay 3.950% 3.989%
20 Year Fixed Bi-Weekly with Auto-Pay 3.500% 3.557%
15 Year Fixed Auto-Pay 3.050% 3.127%
10 Year Fixed Auto-Pay 2.750% 2.860%
1-Year ARM with 15-Year Term 1.625% 1.699%
1-Year ARM with 10-Year Term 1.625% 1.733%
3-1 ARM with 15-Year Term 2.625% 2.081%
3-1 ARM with 10-Year Term 2.375% 2.130%
Home EquityRateAPR
5 Year Fixed HE Loan 2.970% 3.295%
15 Year Fixed HE Loan 4.610% 4.731%

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Bi-Weekly Mortgages

Would you be interested in paying off your mortgage early? Our bi-weekly mortgage can help you do exactly that, and you'll enjoy some considerable savings along the way.

Apply Online for Local Mortgage

With our bi-weekly mortgage, you make one-half of your monthly mortgage payment every two weeks for a total of 26 bi-weekly payments each year.

The benefits include:

  • Reducing your principal balance more quickly, reducing the total interest paid and the length of time to pay off the loan
  • Automatic bi-weekly payments deducted from your Merchants Bank checking account
  • A variety of rate and term options available

View all loan and deposit rates