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Today's Rates

30 Year Fixed Bi-Weekly with Auto-Pay 3.600% 3.648%
20 Year Fixed Bi-Weekly with Auto-Pay 3.150% 3.220%
15 Year Fixed Auto-Pay 2.900% 2.991%
10 Year Fixed Auto-Pay 2.650% 2.781%
1-Year ARM with 15-Year Term 1.875% 1.856%
1-Year ARM with 10-Year Term 1.875% 1.905%
3-1 ARM with 15-Year Term 2.500% 2.124%
3-1 ARM with 10-Year Term 2.250% 2.143%
Home EquityRateAPR
5 Year Fixed HE Loan 2.970% 3.302%
15 Year Fixed HE Loan 4.610% 4.733%

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More Rates

* Today's Rates do not apply to Massachusetts properties. For rates on Massachusetts properties, click for a personal quote.


Fixed and adjustable rate mortgages, home equity and construction loan rates

Whether you're buying a home or refinancing, our experienced and local lenders provide helpful, prompt service. For free pre-approvals, visit our mortgage section. You can apply online or at a branch near you. View mortgage and home equity loan rates as of 5/20/16:

View Mortgage Rates for fixed and adjustable rate mortgages, home equity, and construction loans     Download Merchants Bank Mortgage Rates

Checking, money market, CD, IRA and health savings account rates

Learn more about our entire range of deposit products in our checking & savings section. You can open an account at a branch near you. View deposit product rates as of 5/19/16:

View Deposit Rates for checking, Money Market, CD, IRA, and Health Savings accounts     Download Merchants Bank Deposit Rates

Rates are subject to change without notice.  
Please call 1-800-322-5222 for more information.


*Effective December 1st, 2014 Merchants Bank no longer offers consumer or auto loans.