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Today's Rates
| Mortgage | Rate | APR |
|---|---|---|
| 30 Year Fixed Bi-Weekly with Auto-Pay | 3.600% | 3.648% |
| 20 Year Fixed Bi-Weekly with Auto-Pay | 3.150% | 3.220% |
| 15 Year Fixed Auto-Pay | 2.900% | 2.991% |
| 10 Year Fixed Auto-Pay | 2.650% | 2.781% |
| 1-Year ARM with 15-Year Term | 1.875% | 1.856% |
| 1-Year ARM with 10-Year Term | 1.875% | 1.905% |
| 3-1 ARM with 15-Year Term | 2.500% | 2.124% |
| 3-1 ARM with 10-Year Term | 2.250% | 2.143% |
| Home Equity | Rate | APR |
| 5 Year Fixed HE Loan | 2.970% | 3.302% |
| 15 Year Fixed HE Loan | 4.610% | 4.733% |
Click on the Rate or APR for payment information.
More Rates* Today's Rates do not apply to Massachusetts properties. For rates on Massachusetts properties, click for a personal quote.
Rates
Fixed and adjustable rate mortgages, home equity and construction loan rates
Whether you're buying a home or refinancing, our experienced and local lenders provide helpful, prompt service. For free pre-approvals, visit our mortgage section. You can apply online or at a branch near you. View mortgage and home equity loan rates as of 5/20/16:
Checking, money market, CD, IRA and health savings account rates
Learn more about our entire range of deposit products in our checking & savings section. You can open an account at a branch near you. View deposit product rates as of 5/19/16:
Rates are subject to change without notice.
Please call 1-800-322-5222 for more information.
*Effective December 1st, 2014 Merchants Bank no longer offers consumer or auto loans.
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