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Merchants Bank

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      52 Reasons

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FAQs

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How Do I...

  • How do I apply for a personal loan?
    How do I apply for a personal loan?

    Visit your local Merchants Bank to apply.

  • What’s the difference between a debit and credit card?
    What’s the difference between a debit and credit card?

    A debit card takes the funds directly from your bank account when you make a purchase. A credit card is like borrowing money - your bank will pay the vendor and you agree to pay back the bank. 

  • How can I get a refund for an incorrect surcharge fee?
    How can I get a refund for an incorrect surcharge fee?

    Click here to fill out an online form to request reimbursement through Allpoint.

  • What are check images?
    What are check images?
    Check images are a copy of the front and back of your check.
  • Do I have to pay to lock in my interest rate?
    Do I have to pay to lock in my interest rate?

    Absolutely not, we have a free rate lock program that guarantees your interest rate for 30 days.  Check our rate lock policy for full details.

Frequently Asked Questions

Click to see the answers to some of the most commonly asked questions.

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Connect With Us

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Debit Card Convenience

Use your Debit Card to pay for groceries, gas, movie tickets and more. And CashRewards Checking customers earn cash back on all Debit Card purchases. Learn more.

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FinanceWorks

Connect all your financial information, including credit cards, loans, investments and more. Try the free demo today.

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