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Important information:

Notice: Due to scheduled system maintenance Online Banking, including Mobile Banking, will be unavailable Monday, April 21st from 2:00a.m. until 6:30a.m. We apologize for the inconvenience.

ALERT: A security audit of Merchants Bank’s customer online banking system and our marketing website for Heartbleed OpenSSL vulnerability determined both are secure and NOT susceptible.  There is no need to change your Merchants Bank online banking password due to Heartbleed, although periodic password changes are always recommended.

Mortgages

Our range of residential mortgages are maintained and serviced in-house-keeping our Vermont economy healthier. Check today’s rates and get started.

Routing Number

The bank’s routing number is: 011600020

Allpoint ATM Network

Access over 55,000 surcharge-free ATMs around the world-with hundreds right here in Vermont. Learn more.

Debit Card Convenience

Use your Debit Card to pay for groceries, gas, movie tickets and more. And Rewards Checking customers earn cash back on all Debit Card purchases. Learn more.

Today's Rates

MortgageRateAPR
20 Year Fixed Bi-Weekly with Auto-Pay 4.250% 4.268%
15 Year Fixed Auto-Pay 3.650% 3.684%
10 Year Fixed Auto-Pay 3.500% 3.549%
1-Year Auto-Pay ARM with 15-Year Term 1.375% 1.407%
1-Year Auto-Pay ARM with 10-Year Term 1.375% 1.422%
3-1 ARM with 15-Year Term 2.125% 1.685%
3-1 ARM with 10-Year Term 2.000% 1.746%
Home EquityRateAPR
15 Year Fixed HE Loan 5.000% 5.000%

Click on the Rate or APR for payment information.

More Rates
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