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Important information:

ALERT: News reports about the “Heartbleed” security flaw with OpenSSL have generated questions about vulnerability of online banking systems. The security teams for Merchants Bank’s online banking have assessed our systems and verified Merchants Bank's online banking is NOT vulnerable.

Small Business

From lines of credit and cash back checking accounts to cash management and local decision making on loans. Learn more.

Business Checking

Our 4 Business Checking Accounts give you the option to find the account that best matches your business needs. Learn more.

Routing Number

The bank’s routing number is: 011600020

Merchants Trust Company

We earn the trust of our clients by combining our unique investment approach with true Vermont values of listening, learning and taking action. Find out more.

Today's Rates

20 Year Fixed Bi-Weekly with Auto-Pay 4.200% 4.219%
15 Year Fixed Auto-Pay 3.600% 3.634%
10 Year Fixed Auto-Pay 3.450% 3.499%
1-Year Auto-Pay ARM with 15-Year Term 1.375% 1.407%
1-Year Auto-Pay ARM with 10-Year Term 1.375% 1.422%
3-1 ARM with 15-Year Term 2.125% 1.685%
3-1 ARM with 10-Year Term 2.000% 1.746%
Home EquityRateAPR
15 Year Fixed HE Loan 5.000% 5.000%

Click on the Rate or APR for payment information.

More Rates

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