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News and Alerts:

Notice: On June 27, as part of our ongoing security enhancements for our customers, the Merchants Bank website will only be accessible using the most current version of your preferred browser. (For example, Firefox, Chrome, Safari, or Internet Explorer).  It is imperative that you update your supported browser prior to June 27 in order to access the Merchants Bank  home page and online banking without interruption.  Thank you.   

New Fraud Prevention Service: In our continuing efforts to keep your accounts secure, we’ve improved our alert system for potential fraud. Learn More.

Overdraft Protection

Protect your reputation and reduce expenses. Choose from three levels of personal overdraft protection to help avoid the embarrassment of a declined transaction.

Debit Card Convenience

MasterCard® Debit Card with complimentary fraud monitoring program. Pay bills, buy gas, groceries, gifts and more.

Mobile Banking

Access your account, transfer money, check balances, pay bills and more from your smartphone or tablet. Free with Freedom Checking, Simply Checking, and Growth Checking.

FDIC Money Smart Classes

Sign up for one of our free classes and get the knowledge you need to make smarter financial decisions.


Sign Up Now

Today's Rates

30 Year Fixed Bi-Weekly with Auto-Pay 3.600% 3.648%
20 Year Fixed Bi-Weekly with Auto-Pay 3.150% 3.220%
15 Year Fixed Auto-Pay 2.900% 2.991%
10 Year Fixed Auto-Pay 2.650% 2.781%
1-Year ARM with 15-Year Term 1.875% 1.963%
1-Year ARM with 10-Year Term 1.875% 2.004%
3-1 ARM with 15-Year Term 2.500% 2.202%
3-1 ARM with 10-Year Term 2.250% 2.202%
Home EquityRateAPR
5 Year Fixed HE Loan 2.970% 3.302%
15 Year Fixed HE Loan 4.610% 4.733%

Click on the Rate or APR for payment information.

More Rates

* Today's Rates do not apply to Massachusetts properties. For rates on Massachusetts properties, click for a personal quote.


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