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Important information:

ALERT: News reports about the “Heartbleed” security flaw with OpenSSL have generated questions about vulnerability of online banking systems. The security teams for Merchants Bank’s online banking have assessed our systems and verified Merchants Bank's online banking is NOT vulnerable.

Bi-Weekly Mortgages

Make one half of your monthly mortgage payment every two weeks and you reduce your principal, interest paid and length of repayment. Learn more.

Routing Number

The bank’s routing number is: 011600020

Debit Card Convenience

Use your Debit Card to pay for groceries, gas, movie tickets and more. And Rewards Checking customers earn cash back on all Debit Card purchases. Learn more.

Small Business

From lines of credit and cash back checking accounts to cash management and local decision making on loans. Learn more.

Today's Rates

20 Year Fixed Bi-Weekly with Auto-Pay 4.200% 4.219%
15 Year Fixed Auto-Pay 3.600% 3.634%
10 Year Fixed Auto-Pay 3.450% 3.499%
1-Year Auto-Pay ARM with 15-Year Term 1.375% 1.407%
1-Year Auto-Pay ARM with 10-Year Term 1.375% 1.422%
3-1 ARM with 15-Year Term 2.125% 1.685%
3-1 ARM with 10-Year Term 2.000% 1.746%
Home EquityRateAPR
15 Year Fixed HE Loan 5.000% 5.000%

Click on the Rate or APR for payment information.

More Rates

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