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News and Alerts:

Robo/Phone Call Alert: Click here for more information. 

Holiday Hours: Merchants Bank will be open on Friday, July 3rd. We will be closed on Saturday, July 4th in honor of Independence Day. Mobile, Online, and Phone Banking are available 24/7. 

FDIC Money Smart Classes

Sign up for one of our free classes and get the knowledge you need to make smarter financial decisions.

Debit Card Convenience

MasterCard® Debit Card with complimentary fraud monitoring program. Pay bills, buy gas, groceries, gifts and more. Learn how to earn cash back on POS purchases!

Mobile Banking

Access your account, transfer money, check balances, pay bills and more from your smartphone or tablet. Free with Freedom Checking, Rewards Checking, Growth Checking.

Overdraft Protection

Protect your reputation and reduce expenses. Choose from three levels of personal overdraft protection to help avoid the embarrassment of a declined transaction.

Today's Rates

MortgageRateAPR
30 Year Fixed Bi-Weekly with Auto-Pay 4.200% 4.239%
20 Year Fixed Bi-Weekly with Auto-Pay 3.750% 3.807%
15 Year Fixed Auto-Pay 3.200% 3.277%
10 Year Fixed Auto-Pay 2.950% 3.061%
1-Year ARM with 15-Year Term 1.500% 1.573%
1-Year ARM with 10-Year Term 1.500% 1.608%
3-1 ARM with 15-Year Term 2.625% 2.002%
3-1 ARM with 10-Year Term 2.375% 2.070%
Home EquityRateAPR
5 Year Fixed HE Loan 2.970% 3.295%
15 Year Fixed HE Loan 4.610% 4.731%

Click on the Rate or APR for payment information.

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