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Important information:

ALERT: A security audit of Merchants Bank’s customer online banking system and our marketing website for Heartbleed OpenSSL vulnerability determined both are secure and NOT susceptible.  There is no need to change your Merchants Bank online banking password due to Heartbleed, although periodic password changes are always recommended.

Rewards Checking

Get cash back on Debit card purchases, enjoy FREE Online and Mobile Banking, surcharge-free access to 55,000 Merchants Bank and Allpoint ATMs. Click here.

Small Business

From lines of credit and cash back checking accounts to cash management and local decision making on loans. Learn more.

Debit Card Convenience

Use your Debit Card to pay for groceries, gas, movie tickets and more. And Rewards Checking customers earn cash back on all Debit Card purchases. Learn more.

Mobile Banking iPad App

Pay bills, check balances and transfer funds all from the convenience of your iPad. Our updated app gives you the convenient access you need. Download the latest version.

Today's Rates

MortgageRateAPR
20 Year Fixed Bi-Weekly with Auto-Pay 4.250% 4.268%
15 Year Fixed Auto-Pay 3.650% 3.684%
10 Year Fixed Auto-Pay 3.500% 3.549%
1-Year Auto-Pay ARM with 15-Year Term 1.375% 1.407%
1-Year Auto-Pay ARM with 10-Year Term 1.375% 1.422%
3-1 ARM with 15-Year Term 2.375% 1.779%
3-1 ARM with 10-Year Term 2.125% 1.811%
Home EquityRateAPR
15 Year Fixed HE Loan 5.000% 5.000%

Click on the Rate or APR for payment information.

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