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Important information:

ALERT: A security audit of Merchants Bank’s customer online banking system and our marketing website for Heartbleed OpenSSL vulnerability determined both are secure and NOT susceptible.  There is no need to change your Merchants Bank online banking password due to Heartbleed, although periodic password changes are always recommended.

Merchants Trust Company

We earn the trust of our clients by combining our unique investment approach with true Vermont values of listening, learning and taking action. Find out more.

Business Checking

Our 4 Business Checking Accounts give you the option to find the account that best matches your business needs. Learn more.

Online Bill Payment

Pay your bills and do your banking all from your computer–anytime of day or night, any day of the week. Try our free demo or sign up online today.

Allpoint ATM Network

Access over 55,000 surcharge-free ATMs around the world-with hundreds right here in Vermont. Learn more.

Today's Rates

MortgageRateAPR
20 Year Fixed Bi-Weekly with Auto-Pay 4.250% 4.268%
15 Year Fixed Auto-Pay 3.650% 3.684%
10 Year Fixed Auto-Pay 3.500% 3.549%
1-Year Auto-Pay ARM with 15-Year Term 1.375% 1.407%
1-Year Auto-Pay ARM with 10-Year Term 1.375% 1.422%
3-1 ARM with 15-Year Term 2.125% 1.685%
3-1 ARM with 10-Year Term 2.000% 1.746%
Home EquityRateAPR
15 Year Fixed HE Loan 5.000% 5.000%

Click on the Rate or APR for payment information.

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