Cash Advance Review

2.3 rating

Foundation Year
1997

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Office Address
278 East 1875 South, Roosevelt, UT 84066

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Phone number
(800) 380-2274

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Pros

• Most US states covered;
• Quick loan approval;
• No hidden fees;
• Bad credit score possible;
• OLA-acredited;
• Secured by 256-bit encryption.

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Cons

• High APR;
• Referral service;
• Controlled by the laws of the Ute Indian Tribe.

Overview

Cash Advance is not a direct lender but referral service that connects every client with the lender. This service doesn’t transfer any funds but transfer your application to the lender with appropriate terms and rates. The rates and fees will vary depending on the lender you may be connected with. This referral service and lenders in the network are governed by American Indian Tribe. Cash Advance doesn’t check client’s credit rating to approve a loan that’s why it becomes easier to be approved.

What loans does Cash Advance offer?

Cash Advance offers short-term loans. The loan amount is from $100 up to $999.

What state does this referral service service?

This referral service serves the following states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.

What terms and rates does this company offer?

As this company is a referral service, it cannot inform clients about possible terms and rates. When you are connected with the lender, you will get all the loan terms and rates.

How do I qualify for a loan?

There are the following qualifications:

• You must have had your current job.
• You must be 18 years of age or older and a citizen or permanent resident of the United States.
• You must have a take home pay of at least $1,000 a month after taxes.
• You must have a current phone number and valid email address.

Can I pay a loan back earlier?

Consult your lender for more details whether you are able to pay your loan early without extra fees or not.

Can I take a loan if my credit score is low?

Yes, you can. It is possible to be approved even if you have a low credit score.

How to pay a loan back?

The loan body and fees are withdrawn from your checking account automatically on the due date of your loan. There is no need to make payments or visit any store.

Does Cash Advance have a mobile app?

Cash Advance has a mobile version. It becomes possible to apply for a short-term loan through your gadget.

Conclusion

Cash Advance is a referral service controlled by the laws of the Ute Indian Tribeю The company is found in 1997 that helps gain rich experience. This company offers short-term loans for up to $999. Keep in mind, you will be aware of the terms and rates only after connecting the lender itself. If you need money urgently you may apply for it online through this service.

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• Sam Romero