Frost Bank Review

Frost Bank is one of the biggest banks in Texas. It is located in San Antonio and was founded in 1899.  The bank employs over 4,000 full-time employees in 146 offices in Texas.It has amassed loans and leases worth $13,00 billion. Frost Bank has earned 4 out of 5 stars for safety and soundness.

Products and Services

  • Personal Banking (Checking, Personal Loans, Savings & Money Market Accounts, CDs (Certificates of Deposit), Gift Cards, Mortgages & Lot Loans, Private Banking, Personal Account, Online & Mobile Banking);
  • Personal Investments;
  • Personal Insurance (Insurance providers include Chubb, ACE,Travelers, AIG, Central, Safeco, Nationwide Private Client, PURE);
  • Business Banking (Checking, Loans & Financing, Savings & Money Market Accounts, Frost at Work, CDs (Certificate of Deposit), Treasury Management, Cards, Correspondent Services, Business Checking, Cash Manager, Merchant Services);
  • Business Investments (Asset Management, Brokerage Services, Oil & Gas Management, Real Estate Management);
  • Business Insurance (Property And Casualty).

Reasons To Bank with Frost Bank

  • You can get free automatic overdraft transfers;
  • Yuur deposits are FDIC insured;
  • Decide if you want overdraft protection;
  • You can make mobile check deposits;
  • Customized debit card alerts;
  • College students can get a discount for servicing a checking account;
  • Phone calls are answered by a real person;
  • The bank offers the opportunity to earn tiered interest rates on your money market account funds;
  • You can make transfers to and from your savings account online.

Reasons You May Want to Look Elsewhere

  • Frost Bank is only available in Texas;
  • You will need at least $1,000 for a Frost Bank CD;
  • You can only open a Frost Bank checking account online.

Contact Information

Mailing Address:

P.O. Box 1600
San Antonio, Texas 78296

Billing Inquiries:

P.O. Box 34746
San Antonio, TX 78265

Customer Service Specialists:

(800) 513-7678

Internet Banking Specialists:

(877) 714-4932