LoanMe Review

4.7 rating
loanme logoFoundation Year

Office Address
LoanMe, Inc., 1900 S. College Boulevard Suite 300, Anaheim, CA 92806

Phone number


  • Personal/Business Loans;
  • Flexible loan amounts – $600 – $100k;
  • 24-hours funding;
  • BBB-accredited;
  • No pre-payment penalties.


  • Small business loans are issued in all states;
  • The states are specified as ZIP-codes.


LoanMe was established in April 2019 by a team of professionals. This company claims they are secure, fast, and reliable. As mentioned on the front page, it funded over over $3.5 billion in loans. All the lending procedure takes 3-4 hours. All the procedure is conducted online with a secure application form. The service provides loans for personal and small business categories.

What loans does LoanMe offer?

This service offers personal and small business loans. Personal loans are available for individuals who face financial problems. There should be met several requirements to qualify for a personal loan. Small business loans are available for “for-profit” businesses. The business must be opened for 90+ days with an active business bank account.

What states does this lender service?

Personal loans’ availability is specified when entering a ZIP-code. There is no complete list of states where people may address this company. Small business loans cover the following states: AL, AZ, CA, DC, DE, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MO, MS, NC, NE, NH, NJ, NM, OH, OR, SC, UT, VA, WA, WI and WY. The approvals in these states are based on state-by-state lending laws and LoanMe’s underwriting guidelines.

What terms and rates does this company offer?

The terms and rates are individually specified for every client. When filling out a pre-qualify form, you will be informed about terms and rates available in you individual case. We cannot supply you with an information.

How to apply for a loan from this online service?

All the procedure is conducted online. You have to fill out a pre-qualify application form. Then, you will be information about the lender’s decision. After that, you have to wait money deposit within 3-4 hours as stated on the front page of

How do I qualify for a loan?

Personal loan (Amount: $600 – $100,000) qualifications are:

  • 18 Years of Age;
  • Checking Account;
  • Online Banking;
  • Voided Check;
  • Recent Paystub;
  • Driver’s License (or valid ID);
  • Proof of Self Employment† (if applicable);
  • Minimum Loan Amount May Vary By State.

Business loan (Amount: $3,500 – $250,000) qualifications are:

  • 21 Years of Age;
  • Business Checking (90+ Days Open);
  • Online Banking;
  • Company Name;
  • Voided Check;
  • Authorization to obtain credit;
  • Driver’s License (or valid ID);
  • Business EIN.

Can I pay a loan back earlier?

Yes, you can. There are no penalties for early repayment of the borrowed funds. In fact, this company encourages clients to pay the loan back as soon as possible to decrease the amount of interest a client pays on the funds you borrow.

Can I take a loan if my credit score is low?

LoanMe doesn’t specify any limits of credit score. So, if you meet the main qualification requirements even with a bad credit history you may be approved. In such a way, you may improve your credit score and apply for greater loan amounts.

How to pay a loan back?

Every client may find out the payment shedule by entering your personal account. Repayment is conducted online on a due date.

Does LoanMe have a mobile app?

Yes, it is. The application may be filled out by using your mobile gadget.


In general, assessing the information we have found, this service provides favorable terms for taking a personal or small business loan. Unfortunately, we have not found any terms and rates options but this process is calculated individually. The loan amounts are from $600 up to $100k that’s why you may cope with financial issues of any range.


5.0 rating

Thank you, for your help , greatly appreciated.

Ricky Therrien
4.0 rating

Difficult to get back on site.

Terry Rogers
5.0 rating

Very well arranged customer service. Made me feel so comfortable. Very quick and easy process.

Randall Lococo

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