MoneyKey Review

4.3 rating

Foundation Year
2011

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Office Address
1000 N West Street Suite 1200, Wilmington, DE 19801

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Phone number
+1-866-255-1668

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Pros

• A simple online loan application process;
• Quick loan approval;
• No hidden fees;
• Online secure application.

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Cons

• Deposits the next business day;
• Available not in all US states.

Overview

MoneyKey is a direct lender servicing clients online. This company is oriented on customer convenience and fast service. moneykey.com provides short-term installment loans and lines of credit through Credit Access Business and a Credit Services Organization in the state of Texas, CC Flow, a division of Capital Community Bank. Customer care department is available:

• Monday – Friday: 9:00 am – 9:00 pm ET;
• Saturday: 10:00 am – 6:00 pm ET;
• Sunday: 11:00 am – 7:00 pm ET.

MoneyKey has helped over 400,000+ customers. This company’s values defined on the website are:

• Urgency;
• Respect;
• Extraordinary Service;
• Excellence;
• Integrity.

What loans does MoneyKey offer?

This lender offers installment loans and line of credid. According to moneykey.com, installment loans are subdivided into:

• Auto Loans. Issued when purchasing a vehicle, such as a car, motorcycle, or truck. A repayment term between 36 months and 60 months (3-5 years) long.
• Personal Loans. They help cover an emergency expense. Repayment terms – from few months and others extending to several years.
• Mortgages. The repayment term is one of the longer-term installment loans – 15 to 30-year term.
• Payday Loans. Loans are issued in amounts less than $1,000. Deposited often within 1 or 2 business days.

The avialable loan amounts are $150 – $3,500. Terms and rates are calculated depending the individual characteristics.

What states does this lender service?

MoneyKey offers installment loans in:

• Delaware;
• Idaho;
• Mississippi;
• Missouri;
• New Mexico;
• Texas;
• Utah;
• Wisconsin.

Lines of Credit are also available through MoneyKey:

• The MoneyKey Line of Credit is available in Kansas & Tennessee;
• The CC Flow Line of Credit is currently available in Arizona, Louisiana, Montana, Oklahoma, Oregon, and Wyoming. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC.

Each state has its own terms and rates.

What terms and rates does this company offer?

Surf the page – https://www.moneykey.com/rates-terms/ to find out what terms and rates are available in your state.

How to apply for a loan from Big Picture Loans?

Every client is offered to fill out an application form online. After that, your application will be assessed for further decision.

How do I qualify for a loan?

There are the following pre-qualification terms:

• be of legal age to contract in your state of residence;
• be a US citizen or a permanent resident;
• have an active bank account;
• have a regular, consistent source of income;
• have a valid contact number and an active email address.

Can I pay a loan back earlier?

Yes, you can. No penalties or extra fees are charged.

Can I take a loan if my credit score is low?

Yes, you can apply and be approved even if you have a bad credit history. Every client has a right to change the credit score in better points.

How to pay a loan back?

Repayment is conducted online on a due date. If you want to pay it earlier you may log in and make this procedure.

Does MoneyKey have a mobile app?

MoneyKey can be used on gadgets other than computers. The website has an adaptive version. You are welcome to open the website on you iPhone or Android.

Conclusion

moneykey.com is an informative website containing detailed info about financial products, its terms and rates, possible repayment options. MoneyKey is a way to cope with financial problems unfortunately not in all states. If you need money urgently, address this service over the phone and get to know more details.

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• Sam Romero