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Wells Fargo Review


2.3 rating

Foundation Year

Office Address
420 Montgomery Street San Francisco, CA 94104

Phone number



  • Strength of the financial institute
  • Over 6500 locations nationwide
  • Easy and accessible mobile and online banking
  • Good reviews
  • Security
  • Large bank
  • Over 80 business services


  • Low APY rates compared to online banks
  • Monthly service fees on checking and savings accounts
  • Overdraft fees levied up to three times daily


Wells Fargo is a community-based bank offering a wide range of finan-cial services. It is one of the largest banks in the U.S.

The bank was founded in 1852 in California. Headquartered in San Fran-cisco, the institution has offices in 42 countries and territories. It has $1.9 trillion in assets

The bank offers checking accounts, savings accounts, CDs, money market accounts and mortgages.

Is Wells Fargo a safe bank?

Yes. The bank is safe as it is insured by the Federal Deposit Insurance Corporation (FDIC), a government agency designed to make banking safer for consumers. The FDIC insures CDs, money market accounts, traditional checking and savings accounts.

What does Wells Fargo offer?

The bank offers a wide range of banking products and services:

Besides, Wells Fargo has other offerings, including:

How to open an account with Wells Fargo?

You can open an account with this bank by calling at 1-877-250-2239. You can also visit a physical branch or do it online. You’ll be asked to provide certain personal information when opening a bank account.

How much does it cost to open an account with Wells Fargo?

How can I find Wells Fargo?

You can access the bank via:

The bank has 5320 branches located in 37 states. The bank has most branches in California, Texas, Florida, North Carolina and New Jersey. , plus Washington, D.C. There are no physical branches in Oklahoma, Louisiana, Missouri, Kentucky, West Virginia, New Hampshire, Vermont, Maine, Massachusetts and Rhode Island.

Wells Fargo customer service has standard benefits. You can open and manage your account over the phone, online, via mobile banking, at an ATM, or a branch location. Unfortunately, a live chat is unavailable.

Does Wells Fargo have a mobile app?

Yes. The bank has a mobile app, which is made specifically for use with Android, iPhone, and iPad devices.

Using a mobile app, you can pay bills, deposit checks, send and receive money from people you know and trust with Zelle, transfer funds, view account balances and details, search transactions, find ATMs using GPS, use a digital wallet, activate or replace credit/debit cards, enable push notifications, view online statements and documents.

Do they offer online banking?

You. With a Well Fargo account, you can do virtually anything online. You can apply for most of its bank accounts, make an appointment at a location, find the nearest bank office, etc. You can easily log into your account online.

How can I save more money with Wells Fargo?

To get the highest interest rates, you’ll need to open a Special CD. You can get even better when you link a Portfolio by Wells Fargo checking account.

You can still save more money with the bank by linking a Portfolio checking account. Moreover, you can earn more with higher account balances.

How can I get $200 from Wells Fargo?

You can get a $200 bonus for new checking accounts. For this, you must:

How can I access my money with Wells Fargo?

You can access your funds online, on mobile, over the phone, at an ATM or at a bank location. Keep in mind that in order to access your accounts online and on mobile, you should know your username and password. To access the funds at a branch and over the phone, you should know your account information.

What happens to your money if the bank closes?

Do not worry. Your money is safe if the bank closes. You will get your money in the event of the bank failure as all types of Wells Fargo deposits are insured by FDIC.


Wells Fargo is one if the largest U.S. banks and it may be a good option for individuals and business owners who prefer online banking with access to physical branches. It may be an especially good option for individuals who want access the bank with a solid reputation and long experience and those who want to keep checking, savings, mortgage, investments, credit card and other loan accounts in one place. Here you can open a checking account with as little as $25 and shop for a new rewards credit card. One more advantage of the bak is that it offers wealth management services through Wells Fargo Private Bank.

A disadvantage of Wells Fargo is that it doesn’t offer the highest interest rates, so if you’re looking to save lots of money, you’d better look elsewhere.


1.0 rating

The customer service in Well Fargo is unprofessional. They just waste customer times.

Rebecca Gibson
1.0 rating

Wells Fargo closed my account a week ago! They said it was fraud!!! I had $4000 in my account, they just closed it without notice! Are you serious?! Do not recommend using them.

Eric Robertson
5.0 rating

I’ve had accounts with this bank for about 4 years. My experience has been good. I’ve never had any problems. The customer service has been very fast.

Lilian Acosta

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